Saving made easy

Ciao, Italy! Grazie, Vacation Account.

Choose the account that helps you plan ahead. After all, saving is part of a wise financial plan.

Savings Account

This savings account lets you decide how much you want to save, and you earn dividends at a competitive rate. This Savings Account comes with your membership.

Not a 1st Cooperative FCU member?

Youth Savers Account

Teach your children at a young age the value of saving.

Kids Club (ages 2–12) account
Teen Savers (ages 13–17) account

This account requires at least one adult as Joint Owner.

Holiday Helper Account

Your holidays can be less hectic with a Holiday Helper Account. For your convenience, the balance of your Holiday Helper Account is transferred to your 1st Cooperative FCU savings or checking account on or after November 1 each year.

Vacation Account

Plan for your time off each summer with a Vacation Account. For your convenience, the balance of your Vacation Account is transferred to your 1st Cooperative FCU savings or checking account on or after May 1 each year.

Savings Certificates

You can earn higher dividends by opening a savings certificate, also known as a certificate of deposit. Minimum balances are based on the term of your certificate investment. Please call us to purchase a Savings Certificate at 803-796-0234.

Health Savings Account (HSA)

If you have a high deductible health insurance plan, you can save money for qualified healthcare expenses—and possibly save on taxes, too. If your employer offers a high deductible health plan, call us at 803-796-0234 to open an HSA.


Already a credit union member? 

Now is the time to open a Checking Account, too. Use the form below to open a new account.

Not a credit union member? 

First, join and set up a Savings Account—which comes with every membership. You can also open Checking Account with this form.

savings account rates

Check interest rates for savings accounts.

Certificate Rates

Check interest rates for savings certificates.

contact us

to ask about a savings account.


803-796-0234 M-F, 8:30 a.m. – 5p.m.

Her story

That’s the Italian island of Capri looking beautiful. And that’s Annette looking very pleased that her Vacation Account helped her save to visit Capri and the Amalfi Coast. A life goal reached. A happy co-op employee. A great credit union.

What can we help you achieve? Felici vacanze—happy vacation!