Borrowing made easy

The second time was still quick.

Don't get another credit card, get a better credit card — Visa Platinum

We wanted our members to have a great credit card that is

  • free and easy to use
  • has lower interest rates and
  • provides a generous awards program.


The Visa® Platinum delivers.

No annual fee to use the card.

No balance transfer fee when you consolidate multiple card balances. Get better terms and a convenient single payment each month.

No cash-advance fee at any financial institution or ATM displaying the Visa logo.

Grace period of 25 days interest-free on all new purchases.

Great rates as low as 8.50% APR.

Online access to review your account and make payments online.

Generous rewards for every dollar you spend for purchases. Earn points that can be redeemed for hotels, airline travel, electronics, gift certificates and more. When you receive your card, be sure to visit uChooseRewards.com external link icon small-gold to sign up for great rewards every time you shop.

See application information below.

How to get an application

Please contact us for an application. For security purposes, it must be completed on paper.

contact us

for a Visa Platinum application.

interest rates

Get interest rates for credit card accounts.

CALL US

803-796-0234 M-F, 8:30 a.m. – 5 p.m.

Her Story

Joanne Emanuel and her husband have been members for 18 years, and they’ve learned that financial help is just a phone call away. The credit union helped them finance a new Buick in 2018 in a “couple of hours—all over the phone,” said Joanne. A year later, they were ready to buy an SUV. This time, Jo Ann, our COO, helped Joanne, our member (this could get confusing), with another loan, “and again everything was handled over the phone in just a few hours,” said Joanne, the member.

Whew! Glad the staff is on the ball. And, on the phone whenever you need them.