Get a great credit card rate
We wanted our members to have a great credit card that is
- free and easy to use
- has lower interest rates and
- provides a generous awards program.
The Visa® Platinum delivers.
No annual fee to use the card.
No balance transfer fee when you consolidate multiple card balances. Get better terms and a convenient single payment each month.
No cash-advance fee at any financial institution or ATM displaying the Visa logo.
Grace period of 25 days interest-free on all new purchases.
Great rates as low as 8.50% APR.
Online access to review your account and make payments online.
Generous rewards for every dollar you spend for purchases. Earn points that can be redeemed for hotels, airline travel, electronics, gift certificates and more. When you receive your card, be sure to visit uChooseRewards.com to sign up for great rewards every time you shop.
See application information below.