Contact us

Tamra did, when banks would not help.

Contact us

Need to transfer funds?


REQUEST an ACH transfer.

We would love to hear from you! Please fill out this form and we will get in touch with you shortly. (Never email your account number(s), PIN or Social Security number).

debit card – to report a loss or theft

Monday – Friday, 8:30 a.m. – 5 p.m., call 803-796-0234
On nights, weekends and holidays call 1-800-554-8969


Monday – Friday, 8:30 a.m. – 5 p.m., call 803-796-0234
On nights, weekends and holidays call 1-855-504-3392

1st Cooperative Federal Credit Union

808 Knox Abbott Drive, Cayce, SC 29033
Phone: 803-796-0234 | Fax: 803-926-3177 

Co-op Contacts

There’s a 1st Cooperative FCU contact at your local electric cooperative ready to help employees and their families.

Aiken Electric Cooperative, Donna King
Berkeley Electric Cooperative, Butch Evans, Trena Nelson and Stephanie Van Cleve
Black River Electric Cooperative, Shavon White
Blue Ridge Electric Cooperative, Andrea Griffin and Susan King (Oconee)
Broad River Electric Cooperative, Rodney Butler
Coastal Electric Cooperative, Christy Frank
Edisto Electric Cooperative, Margaret Lynn Morrell
Fairfield Electric Cooperative, Beth Mason
Horry Electric Cooperative, Megan McNeill
Laurens Electric Cooperative, Lillie Calwise
Little River Electric Cooperative, Jill Minton
Lynches River Electric Cooperative, Debbie Bailey
Marlboro Electric Cooperative, Jean Evers
Mid-Carolina Electric Cooperative, Amanda Shealy
Newberry Electric Cooperative, Leann Hutto
Palmetto Electric Cooperative, Tanya Trull and Georgia Vido (Hilton Head)
Pee Dee Electric Cooperative, Thomas Freeman
Santee Electric Cooperative, Cheryl Wrenn
Tri-County Electric Cooperative, Linda Wright
York Electric Cooperative, Brooks Wofford
CEE-US, Jennifer Howell
Central Electric Power Cooperative, Tina Smedes
New Horizon Electric Cooperative, Patti Hazel
SC Power Team, Tina Smedes

Her Story

Contacting 1st Cooperative was the idea of Tamra’s stepfather. She’d found the right car at the right price, but the recent high school graduate with no credit history couldn’t find a lender to help. So, James, a co-op employee, called the credit union for his stepdaughter. “I joined the credit union and was approved for a loan the same day,” she said.

Hmmm. Shouldn’t you be using the information on this page right now?

These instructions apply only for your first time logging on to our new Online Banking system after September 2.

If you are an existing Online Banking user, here’s how to log on to our new Online Banking system:

  • Your temporary Logon ID (username) is the member number for the Primary Member on the account.
    • You must enter leading zeroes to make it 6 digits.
    • Examples: If your current member number is 1234, you would enter 001234. For the member number 12, you would enter 000012.
  • Your temporary Security Code (password) is the last 4 digits of the Primary Account holder’s Social Security number.
    • Example: 9876

You will be prompted to change your Logon ID and Security Code. Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.

Click here to proceed to Online Banking logon »