Recommend a candidate for the 1st Cooperative Federal Credit Union board.
Log In
Menu

Online Banking

Logon Instructions »

[login]

Learn about an enhanced experience in ONLINE BANKING and the MOBILE APP

Traveling soon? Let us know to keep your 1st Cooperative credit or debit card working trouble free

Get a great rate on our VISA PLATINUM CARD

Gain control of your spending.

Join us for a free workshop on Feb. 11.

Learn about an enhanced experience in ONLINE BANKING and the MOBILE APP

Traveling soon? Let us know to keep your 1st Cooperative credit or debit card working trouble free

Get a great rate on our VISA PLATINUM CARD

feature-atm

Access your money statewide, nationwide

1st Cooperative members can use

  • 700 surcharge-free ATMs across South Carolina
  • 30,000 fee-free ATMS across the United States
  • 700 surcharge-free ATMs across South Carolina
  • 30,000 fee-free ATMS across the United States

Find an ATM now. external link icon small-gold

Save a buck. Go paperless.

Reduce your fees by switching to eStatements.

They’re always available for viewing inside Online Banking. A link to eStatements can be found above the Transactions section. 

Our FREE convenience tools give you more options and greater access to your 1st Cooperative accounts.

Online Banking ~ Mobile Banking ~ eStatements

Take control with the CardValet® app

Control when, where, and how your debit card is used! With CardValet® on your smartphone, you can:
  • Turn your 1st Cooperative debit or HSA debit card off and on
  • Set spending limits
  • Sign up for purchase alerts for added security

The app is a free 1st Cooperative service. Learn how it works. external link icon small-gold

News

Recommend a candidate for the 1st Cooperative Federal Credit Union board. Member submissions close Feb. 4, 2026. Click here for the recommendation form.

1st Cooperative’s annual membership meeting will be held March 5, 2026, at Central Energy, 2030 Gregg St., Columbia, SC. Pre-register to attend by clicking here.

At this year’s annual meeting, credit union members will vote on a proposal for merging 1st Cooperative Federal Credit Union with and into Caro Federal Credit Union. Learn more about the proposal here.

Take control of your financial future. We’ve partnered with GreenPath Financial Wellness to put you on a path to success. Learn more and speak with a financial counselor today.

Log In
These instructions apply only for your first time logging on to our new Online Banking system after September 2.

If you are an existing Online Banking user, here’s how to log on to our new Online Banking system:

  • Your temporary Logon ID (username) is the member number for the Primary Member on the account.
    • You must enter leading zeroes to make it 6 digits.
    • Examples: If your current member number is 1234, you would enter 001234. For the member number 12, you would enter 000012.
  • Your temporary Security Code (password) is the last 4 digits of the Primary Account holder’s Social Security number.
    • Example: 9876

You will be prompted to change your Logon ID and Security Code. Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.

Click here to proceed to Online Banking logon »

Search