Switching (banks) made easy

They send birthday gifts?

Once you’ve opened your new 1st Cooperative FCU account, we make the transition from your old bank or credit union easy.

If you want to simplify your life and use only one financial institution, our Switch Kit (DOWNLOAD SWITCH KIT) includes instructions and three simple forms that help you make the switch to 1st Cooperative Federal Credit Union.

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Secure your debit card by turning it on an off with an app.

Youth Savers Account

Teach children early about wise financial practices. (Requires an adult as joint owner)

contact us

to ask about a checking account.


803-796-0234 M-F, 8:30 a.m. – 5 p.m.


No wonder Chance is smiling. First, he got mail. Kids love getting mail. Second, he got a birthday card—and a gift. Kids really love getting those. As a Kid’s Club member at 1st Cooperative, he not only saves his money, a good habit to make, but he’s remembered on his birthday. No wonder the Switch Kit on this page gets used so much.

Chance is glad his parents made the switch to 1st Cooperative. Maybe you should, too.

These instructions apply only for your first time logging on to our new Online Banking system after September 2.

If you are an existing Online Banking user, here’s how to log on to our new Online Banking system:

  • Your temporary Logon ID (username) is the member number for the Primary Member on the account.
    • You must enter leading zeroes to make it 6 digits.
    • Examples: If your current member number is 1234, you would enter 001234. For the member number 12, you would enter 000012.
  • Your temporary Security Code (password) is the last 4 digits of the Primary Account holder’s Social Security number.
    • Example: 9876

You will be prompted to change your Logon ID and Security Code. Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.

Click here to proceed to Online Banking logon »