Banking anywhere made easy

Discover SURCHARGE-FREE access to your money, almost anywhere.

Checking with us is easy with fee-free ATM withdrawals.


1st Cooperative members can use 700 ATMs across South Carolina and 30,000 nationwide—all surcharge-free. Find them at retailers such as Publix, 7-Eleven, Circle K and Costco.

Plus, you can use ATMs at credit unions all across the state.

Prefer to walk in for personal service? You can deposit or withdraw funds at dozens of credit unions in our shared branch network across South Carolina and more than 5,000 nationwide.

Find ATMs near you at external link icon small-gold, download our mobile app, text your address to 91989 or call 1-888-748-3266.

Don’t have a checking account with a debit card? Open one with this convenient online form.

Our ATM network explained

How shared branches work

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Find an ATM or Shared Branch near you.

contact us

Email us about easy access to ATMs and shared branches near you.

get the app

Look for “CO-OP ATM Shared Branch locator” in the Appleexternal link icon small-gold or Googleexternal link icon small-gold app store.


803-796-0234 M-F, 8:30 a.m. – 5 p.m.