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Visa Platinum Application

1st Cooperative Federal Credit Union

To begin your application process, please gather:

  • Your photo ID and, if this is a Joint application, the photo ID of your co-applicant. We will ask you to upload a photo or PDF of it.
  • A paycheck stub. We will ask you to upload a photo or PDF of it. 

If you have questions, complete the parts you can, then contact us by phone for help at 803-796-0234. (To protect your information, this application cannot be saved to complete later. Please be prepared to complete it in one session.)

ⓘ There are costs associated with the use of a credit card. Information about costs, rates, and fees may be contained in disclosures provided with this application or by calling us at (803) 796-0234 or writing to us at the address at the bottom of this webpage.

What type of credit card are you requesting? (required)
Individual Account
Joint Account
 

Married applicants may apply for a credit card jointly or individually.

 

Example: $x,xxx.xx

APPLICANT

Name (required)
 
 

XXXX or XXXXX

 

XXX-XX-XXXX

or drag files here.
     

    This can be done using a mobile phone or tablet. Please make sure that all four corners of the license are visible.

     
     
     

    Example: mm/dd/yyyy or m/d/yyyy

     
     
     
     
     
    Present Address (required)
     
    Do you own or rent your home? (required)
    Own
    Rent
    None
     
    How long have you lived at your present address?
    Less than two years.
    More than two years.
     

    Employment & Income

    Employment Status
    Full Time
    Part Time
    Retired
     
     
    Address of Employer
     
     
     

    Example: mm/dd/yyyy or m/d/yyyy

    How long have you worked for your current employer?
    More than two years.
    Less than two years.
     

    NOTICE: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.

     
     
     
    Is this figure your net or gross income?
    Gross
    Net
     
    or drag files here.
       

      This can be done using a mobile phone or tablet. Please make sure that all four corners of the paystub are visible.

       

      Include alimony, child support, or separate maintenance income if you wish for it to be considered. 

       
       
       
      Are you active duty military?
       

      An individual who is active duty is in the military full time. Individuals in the Reserve or National Guard are not full-time active duty military personnel.

      REFERENCES

      Two references required.

      Reference #1 (required)
       

      Enter the name of your nearest relative not living with you. 

       

      Address of Reference (required)
       
       
       

      Mobile preferred.

      Reference #2 (required)
       

      Enter the name of your nearest relative not living with you. 

       

      Address of Reference (required)
       
       
       

      Mobile preferred.

      CREDIT CARD CONSENSUAL SECURITY INTEREST

      You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure your credit card account. Shares and deposits in an IRA or any other account that would lose special tax treatment under state or federal law if given as security are not subject to the security interest you have given in your shares and deposits. You may withdraw these other shares unless you are in default. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. For example, if you have an unpaid credit card balance, you agree we may use funds in your account(s) to pay any or all of the unpaid balance.

      By signing or otherwise authenticating below, you are affirmatively agreeing that you are aware that granting a security interest is a condition for the credit card and you intend to grant a security interest.

       
       

      I understand and agree that this form of electronic signature has the same legal force and effect as a manual signature. I agree to the terms and conditions recited herein. 

       

      You're almost finished. Please consider the protection below.

      What is credit insurance?  

      • Credit Life coverage may help pay off your credit card balance if you die unexpectedly.
      • Credit Disability coverage may help make your minimum credit card payment until you’re recovered if you are unable to work because of a disability. 
      I would like to discuss credit insurance with a credit union staff member.
       

      A credit union representative will contact you within one to two business days to complete your application.

      808 Knox Abbott Drive
      Cayce, SC 29033
      803-796-0234
      803-926-3177 Fax

      Routing Number 253278333

       

      Federally insured by the NCUA

      NCUA logo

      Equal Housing Lender

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      1st Cooperative Federal Credit Union. All Rights Reserved.

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      Log In
      These instructions apply only for your first time logging on to our new Online Banking system after September 2.

      If you are an existing Online Banking user, here’s how to log on to our new Online Banking system:

      • Your temporary Logon ID (username) is the member number for the Primary Member on the account.
        • You must enter leading zeroes to make it 6 digits.
        • Examples: If your current member number is 1234, you would enter 001234. For the member number 12, you would enter 000012.
      • Your temporary Security Code (password) is the last 4 digits of the Primary Account holder’s Social Security number.
        • Example: 9876

      You will be prompted to change your Logon ID and Security Code. Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.

      Click here to proceed to Online Banking logon »

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