Limited-time rate offered on credit card balance transfers
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Learn about an enhanced experience in ONLINE BANKING and the MOBILE APP

TRANSFER
balances from other credit cards for a 6.99% interest rate for 18 months

RATES
for checking, savings, and certificates

Save more. Earn more.

Get a 4.2% dividend on 9-month savings certificates for a limited time.

Learn about an enhanced experience in ONLINE BANKING and the MOBILE APP

TRANSFER
balances from other credit cards for a 6.99% interest rate for 18 months

RATES for checking,
savings, and certificates

feature-atm

Access your money statewide, nationwide

1st Cooperative members can use

  • 700 surcharge-free ATMs across South Carolina
  • 30,000 fee-free ATMS across the United States
  • 700 surcharge-free ATMs across South Carolina
  • 30,000 fee-free ATMS across the United States

Find an ATM now. external link icon small-gold

Save a buck. Go paperless.

Reduce your fees by switching to eStatements.

They’re always available for viewing inside Online Banking. A link to eStatements can be found above the Transactions section. 

Our FREE convenience tools give you more options and greater access to your 1st Cooperative accounts.

Online Banking ~ Mobile Banking ~ eStatements

Take control with the CardValet® app

Control when, where, and how your debit card is used! With CardValet® on your smartphone, you can:
  • Turn your 1st Cooperative debit or HSA debit card off and on
  • Set spending limits
  • Sign up for purchase alerts for added security

The app is a free 1st Cooperative service. Learn how it works. external link icon small-gold

News

Members can now get a 6.99% annual percentage rate on all balances transferred from other cards to a 1st Cooperative Visa. This balance transfer special will be offered until April 21, 2023. Those who open a new 1st Cooperative Visa will also get the same rate.

Balances transferred from retail store cards and those from other financial institutions pay no transfer fee in addition to qualifying for the low rate, which will be in effect on transferred balances for 18 months.

Members who already have a 1st Cooperative Visa Platinum can make transfers now. Non-members have plenty of time to join, apply for a Visa Platinum and then make their transfers from other cards.

Apply now. Or get more information here.

808 Knox Abbott Drive
Cayce, SC 29033
803-796-0234
803-926-3177 Fax

Routing Number 253278333

 

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1st Cooperative Federal Credit Union. All Rights Reserved.

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Log In
These instructions apply only for your first time logging on to our new Online Banking system after September 2.

If you are an existing Online Banking user, here’s how to log on to our new Online Banking system:

  • Your temporary Logon ID (username) is the member number for the Primary Member on the account.
    • You must enter leading zeroes to make it 6 digits.
    • Examples: If your current member number is 1234, you would enter 001234. For the member number 12, you would enter 000012.
  • Your temporary Security Code (password) is the last 4 digits of the Primary Account holder’s Social Security number.
    • Example: 9876

You will be prompted to change your Logon ID and Security Code. Once these are changed, you will use your NEW Logon ID and Security Code the next time you log on to Online Banking.

Click here to proceed to Online Banking logon »