1stCooperative

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LOANS     SAVINGS and CHECKING     CERTIFICATE RATES    

Effective as of: 08/01/2020
 
 
LOANS
 
Rates begin as low as 2.60%, depending on the type of loan. Rates are listed below for your information; however it will be necessary to apply for the loan before a final rate and term can be determined.
 
TYPEANNUAL PERCENTAGE RATE
 
New or Used Autos3.49% - 14.99%
New or Used Watercraft4.90% - 16.40%
New RV or ATV4.90% - 16.40%
Used RV or ATV5.90% - 17.40%
Personal8.50% - 18.00%
Line of Credit8.50% - 18.00%
Visa Platinum Credit Card8.50% - 17.00%
Generator6.90% - 18.00%
New Farm Equipment8.50% - 18.00%
Used Farm Equipment9.50% - 18.00%
Share Secured2.60%
Help in a Hurry - your payday loan alternative18.00%
 
Rates are subject to change without prior notice.
 
Your minimum payment for personal lines of credit or overdraft protection (also a line of credit) shall be $30. Payments are calculated on amount of the credit limit established. Maximum loan amounts are based on credit score and other underwriting criteria.
 
Your minimum payment for VISA Platinum Credit Card shall be $25. Payments are calculated on 3% of amount owed. Maximum loan amounts are based on credit score and other underwriting criteria.
 
Other restrictions may apply.
 
Maximum loan amounts based on credit score and other underwriting criteria for all of the above categories of loans.